Tow Truck Insurance - All Around Insurance

Specialty Tow Truck Insurance

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Reliable Protection for Australia’s Tow Truck Operators

Tow truck operators face distinct challenges on the road, at recovery sites, and while transporting vehicles. All Around Insurance offers Tow Truck Insurance that’s made just for your towing business. Our coverage is meant to safeguard your assets, team, and reputation from the unexpected – no matter the size of your fleet.

What is Specialty Tow Truck Insurance?

Tow Truck Insurance protects towing businesses from various risks. Our policies cover rigid trucks, tilt trays, wheel lift trucks, trailers for car transport, and vehicles used for towing and roadside assistance.

We partner with insurance providers to protect:-

Roadside assistance and recovery
Accident and breakdown towing
Vehicle relocation and transport between dealers and customers
Auto mechanical and repair shops offering towing
Salvage yards and auction transporters
Full-service service stations
Motor clubs and insurance contractors

What Our Tow Truck Insurance Covers

Commercial Motor Vehicle Insurance
Covers damage, theft, collision and third-party liability for your tow trucks. It ensures your business keeps moving after an accident.
Public Liability Insurance
Provides coverage if your operations result in injury or property damage to others. Includes legal defence costs and settlement payouts.
On-Hook Liability
Essential for tow operators, this cover protects vehicles in your care during towing. It covers accidental damage while the vehicle is hooked up or transported within a 200-metre radius of the truck.
Marine Transit Insurance
Extends protection to equipment or goods carried on the truck tray. Covers loss, theft, or damage anywhere in Australia while in transit.
Carriers’ Legal Liability Insurance
Protects your legal responsibility for customer vehicles in your custody. If a vehicle is damaged or lost while being towed, this cover responds.
Business Interruption Insurance
Covers lost income and operating costs if your business is temporarily shut down due to a covered event, such as an accident or natural disaster.
Equipment and Tools Insurance
Protects the tools of your trade (e.g. winches, chains, jibs, and other gear) against loss, theft, or damage. Keeps you operational without too much downtime.
Cyber Insurance
For businesses using digital dispatch, GPS tracking, or customer databases. This protects against data breaches, cyber threats and liability for data loss.
Workers’ Compensation Insurance
This is mandatory in Australia. It covers your staff for work-related injuries or illnesses. Includes medical costs and wage replacement.

Factors Considered by Tow Truck Insurers

When you apply for tow truck insurance, insurers look at several factors.

Age of vehicles
Type of vehicles
Your history of claims
Do you have onboard cameras or monitoring systems?
The age and experience of your drivers
How often do you maintain your vehicles?

Get a free no-obligation quote today or give us a call at All Around Insurance. We’ll help safeguard your business and keep your operations moving smoothly.

Our Insurance Products & Services

Business Package Insurance

All around specializes in arranging Public/Products Liability for all business

Cargo Insurance

Covers goods in transit against damage or loss on the road.

Household Goods

Insurance coverage for household goods in transit against damage or loss.

Commercial Motor Vehicle

Coverage for business owned vehicles in the case of accidents.

Commercial Property Insurance

To safeguard your business property and asset from unexpected losses.

General Property / Tools

To protect essential equipment and tools used in various trades.

Heavy Motor Vehicle

Comprehensive coverage for trucks, trailers and large transport vehicles.

Machinery Insurance

No machine to big or small, we can insure them all.

Marine Insurance

Covers vessels, cargo and marine operations from unexpected risks.

Medical Malpractice

Protects healthcare workers against claims for negligence.

Professional Indemnity

Cover for professionals against negligence or misrepresentation claims.

Public & Products Liability

Covers your business against liability claims for injuries or damages

Special Events

Covers event organizers against liability and possible unexpected cancellations.

Adult Industry Insurance

Custom coverage for businesses in the adult entertainment sector.

Tattoo Parlor Insurance

Insurance for tattoo studios, tailored to the business requirements.

Management Liability

Protects company directors and managers from legal issues.

Had no clue what kinda insurance I needed for my new business. But All Around explained everything and all options without making me feel dumb. Got a great deal too! Super happy with the whole process.

Fast, friendly, and no BS. Got my business covered in no time and even helped me save money on stuff I didn’t even realize I didn’t need. Can’t thank them enough!

Super helpful and down-to-earth team. They actually listen and don’t try to sell you stuff you don’t need. If you want insurance without the headache, this is the place.

Latest News & Insurance Insights

Check out our latest news, advice and insights to help you navigate the complexities of insurance and claims.

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