Specialist Tow Truck Insurance
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Commercial Motor Vehicle
Specialist Tow Truck Insurance
Reliable Protection for Australia’s Tow Truck Operators
Tow truck operators face distinct challenges on the road, at recovery sites, and while transporting vehicles. All Around Insurance connects you with Tow Truck Insurance that’s made just for your towing business. This insurance is meant to safeguard your assets, team, and reputation from the unexpected – no matter the size of your fleet.
What is Specialty Tow Truck Insurance?
Tow Truck Insurance protects towing businesses from various risks. This covers rigid trucks, tilt trays, wheel lift trucks, trailers for car transport, and vehicles used for towing and roadside assistance.
We partner with insurance providers to protect:-
- Roadside assistance and recovery
- Accident and breakdown towing
- Vehicle relocation and transport between dealers and customers
- Auto mechanical and repair shops offering towing
- Salvage yards and auction transporters
- Full-service service stations
- Motor clubs and insurance contractors
What The Tow Truck Insurance Can Cover
- Commercial Motor Vehicle Insurance: Covers damage, theft, collision and third-party liability for your tow trucks. It ensures your business keeps moving after an accident.
- Public Liability Insurance: Provides coverage if your operations result in injury or property damage to others. Includes legal defence costs and settlement payouts.
- On-Hook Liability: Essential for tow operators, this cover protects vehicles in your care during towing. It covers accidental damage while the vehicle is hooked up or transported within a 200-metre radius of the truck.
- Marine Transit Insurance: Extends protection to equipment or goods carried on the truck tray. Covers loss, theft, or damage anywhere in Australia while in transit.
- Carriers’ Legal Liability Insurance: Protects your legal responsibility for customer vehicles in your custody. If a vehicle is damaged or lost while being towed, this cover responds.
- Business Interruption Insurance: Covers lost income and operating costs if your business is temporarily shut down due to a covered event, such as an accident or natural disaster.
- Equipment and Tools Insurance: Protects the tools of your trade (e.g. winches, chains, jibs, and other gear) against loss, theft, or damage. Keeps you operational without too much downtime.
- Cyber Insurance: For businesses using digital dispatch, GPS tracking, or customer databases. This protects against data breaches, cyber threats and liability for data loss.
- Workers’ Compensation Insurance: This is mandatory in Australia. It covers your staff for work-related injuries or illnesses. Includes medical costs and wage replacement.
Factors Considered by Tow Truck Insurers
When you apply for tow truck insurance, insurers look at several factors.
- Age of vehicles
- Type of vehicles
- Your history of claims
- Do you have onboard cameras or monitoring systems?
- The age and experience of your drivers
- How often do you maintain your vehicles?
Get a free no-obligation quote today or give us a call at All Around Insurance. We’ll help safeguard your business and keep your operations moving smoothly.
General Advice Warning:
The information on this website is to be regarded as general advice. Your personal objectives, needs and financial circumstances were not taken into account when preparing this website content. We strongly recommend that you consider the suitability of this general advice, in respect of your objectives, financial situation and needs before acting on it. You should obtain and consider the relevant Product Disclosure Statement and Financial Services Guide from All Around Insurance before making any decision to purchase a financial product.
Our Insurance Products & Services
- Google Reviews
Had no clue what kinda insurance I needed for my new business. But All Around explained everything and all options without making me feel dumb. Got a great deal too! Super happy with the whole process.
Fast, friendly, and no BS. Got my business covered in no time and even helped me save money on stuff I didn’t even realize I didn’t need. Can’t thank them enough!
Super helpful and down-to-earth team. They actually listen and don’t try to sell you stuff you don’t need. If you want insurance without the headache, this is the place.
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